Europe Barely Sells Long-Term-Care Insurance Because It Barely Needs It: The Care Gap, in Dollars
In America, long-term-care insurance is a whole anxious industry. Financial advisers press it on their clients, retirees agonize over whether to buy it, and the policies themselves have become a byword for a market gone wrong, with premiums that soar, benefits that shrink, and insurers that vanish. It is one of the standard set-piece worries …












